Highlights
- Indian Railways has launched a Book Now, Pay Later scheme for train ticket reservations.
- It allows reservations without immediate payment.
- Users must complete payment within 14 days to avoid a 3.5% service charge.
- The scheme requires registration at www.epaylater.in.
Planning a trip but short on cash? Indian Railways has launched a Book Now, Pay Later scheme that lets you reserve train tickets without making an immediate payment. This convenient option is entirely online and comes with a few conditions.
How to Use the ‘Book Now, Pay Later’ Option?
Here’s a step-by-step guide to booking your ticket:
- Log in to your IRCTC account.
- Select the ‘Book Now’ option and proceed.
- Fill in passenger details and the captcha code, then submit the information.
- On the payment page, choose from credit/debit card, BHIM app or net banking.
- To enable the Pay Later option, first register at www.epaylater.in.
- Once registered, select the Pay Later option to get your ticket without any upfront payment.
Important Details to Remember
- Payment Deadline: You must complete the payment within 14 days of booking your ticket.
- Service Charge: If you miss the 14-day deadline, a 3.5% service charge will apply. Payments made on time won’t incur any extra fees.
This scheme is a great solution for travellers who need flexibility with their payments. However, make sure to adhere to the conditions to avoid additional charges.
Note: This information is for general guidance only. For complete details and updates, refer to official sources.
FAQs
Q1. What is the “Book Now, Pay Later” scheme introduced by Indian Railways?
Answer. Indian Railways has launched a “Book Now, Pay Later” scheme that allows travellers to reserve train tickets without making an immediate payment.
Q2. How can travellers use the “Book Now, Pay Later” option?
Answer. To use the option, travellers need to log in to their IRCTC account, fill in passenger details, select a payment method, and register at www.epaylater.in.Then, choose the Pay Later option to reserve the ticket without upfront payment.
Q3. What are the payment conditions for the “Book Now, Pay Later” scheme?
Answer. Payment must be completed within 14 days of booking the ticket to avoid a 3.5% service charge. Payments made on time won’t incur any extra fees.
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